Privacy policy
1. Who We Are
IFC Brokers Trust ("IFC Brokers Trust,") is a financial services firm with a registered office at 2020 Ponce de Leon Blvd, Suite 1107, Coral Gables, FL 33134, United States, operating through three business lines:
Investments & Savings (IFC Brokers Trust): international investment solutions aimed primarily at clients in Latin America.
Real Estate (Dacor Realty): access to real estate projects and investment opportunities located in the United States.
Insurance & Corporate Solutions (IFC Life Brokers): group insurance, corporate solutions, and protection programs for clients in the United States and Latin America.
This Privacy Policy explains what personal information we collect through our website (ifcbrokerstrust.com) and our business interactions, how we use it, who we share it with, and what rights you have, regardless of the country from which you contact us.
2. Scope of This Policy
This policy applies to visitors, prospects, clients, partners, and distributors who interact with our website, forms, scheduled meetings, and business communications, in connection with any of our three business lines. Because each business line has a different geographic scope, the handling of your information may be governed by additional rules depending on the service:
Investments: if you use our Investment services, your information may be processed under the data protection laws of your country of residence in Latin America, in addition to Florida and U.S. law, since IFC Brokers Trust is incorporated in that state.
Real Estate (Dacor Realty): since these investment opportunities are located in the United States, your information is processed primarily under U.S. federal and state law applicable to real estate and investment transactions.
Insurance & Corporate Solutions (IFC Life Brokers): your information is processed under the insurance and data protection rules applicable both in the United States and in your country of residence in Latin America.
3. Information We Collect
Information you provide directly
Identification data: full name, ID document type and number (where required for Know Your Customer / KYC processes).
Contact data: email address, phone number, country of residence.
Information about your business interest: area of interest (investments, real estate, insurance, or corporate solutions), applicant type (individual/family or business/organization), and the content of your messages.
Financial and investment data: investment capacity and intent, contribution amounts, banking information needed to process deposits or payments, and any other data required for due diligence (KYC/AML) where applicable.
Insurance policy data: information needed to quote, issue, or administer group, corporate, or protection policies.
Partner or distributor data: if you request information about partnering with or distributing our products, we may request additional information about your professional background or company.
Information we collect automatically
Technical data: IP address, browser and device type, operating system, pages visited, time on page, and data collected through cookies and similar technologies (see our Cookie Policy).
4. How We Use Your Information (Purposes)
We use your personal information to:
Respond to your contact requests and schedule meetings with our advisors.
Evaluate and process your application for investment, real estate, or insurance products.
Carry out due diligence, Know Your Customer (KYC), and anti-money laundering (AML) processes required by applicable law.
Issue, administer, and follow up on insurance policies and investment products.
Send you marketing communications about our services, where you have given consent.
Comply with legal, accounting, tax, and regulatory obligations in the jurisdictions where we operate.
Improve our website, products, and user experience.
Prevent fraud and protect the security of our systems and our clients.
5. Legal Bases for Processing
We process your information based on: (i) your consent, which you may withdraw at any time; (ii) the need to perform or prepare to enter into a contract with you; (iii) compliance with legal and regulatory obligations (including insurance and KYC/AML rules); and (iv) our legitimate interest in operating, promoting, and improving our services, provided that interest does not override your fundamental rights and freedoms.
6. Internal Use of Information: We Do Not Share It With Third Parties
The personal information we collect belongs to IFC Brokers Trust and is used exclusively by our team, within our own business lines (Investments, Dacor Realty, and IFC Life Brokers), for the purposes described in this policy.
We do not sell, rent, assign, or share your personal information with third parties outside IFC Brokers Trust for commercial or marketing purposes.
We will only disclose your information when required by law, at the request of a competent judicial, regulatory, or governmental authority, or when necessary to protect our legal rights.
Our technology providers (for example, web hosting or email) act solely on our instructions and are subject to strict confidentiality obligations; they are not authorized to use your information for their own purposes.
7. International Data Transfers
Because we operate between the United States and various Latin American countries, and some investments are denominated in US dollars, British pounds, or euros, your information may be transferred to and stored in countries other than your own, including the United States, for internal handling by our team. When we make such transfers, we adopt appropriate safeguards (such as standard contractual clauses or equivalent mechanisms) to protect your information in accordance with this policy and applicable law.
8. Data Retention
We retain your personal information for as long as a contractual or business relationship with you exists, and afterward for the periods required by applicable tax, accounting, insurance, or anti-money-laundering regulations (generally between 5 and 10 years, depending on jurisdiction and product). Once those periods expire, we will securely delete or anonymize your information.
9. Information Security
We implement reasonable technical, administrative, and organizational measures (such as encryption, access controls, and confidentiality agreements with providers) to protect your personal information against unauthorized access, loss, or alteration. No system is completely foolproof, so we cannot guarantee absolute security.
10. Your Rights
Depending on your country of residence, you may have the right to:
Access the personal information we hold about you.
Request correction of inaccurate or incomplete data.
Request deletion or cancellation of your data, where applicable.
Object to the processing of your data for certain purposes, including direct marketing.
Request restriction of processing.
Request portability of your data to another controller.
Withdraw your consent at any time, without affecting the lawfulness of processing carried out before withdrawal.
Lodge a complaint with the data protection authority competent in your country.
To exercise these rights, you may write to us at [email protected], indicating your name, country of residence, and the specific request. We will respond within the timeframes required by applicable law.
11. Minors
Our services are directed at individuals over the age of 18. We do not knowingly collect information from minors. If you become aware that a minor has provided us with personal information, please contact us so we can delete it.
12. Cookies and Similar Technologies
We use cookies and similar technologies for site functionality, traffic analysis, and content personalization. For more information, see our Cookie Policy, available on our website.
13. Third-Party Links
Our site may contain links to third-party websites (for example, insurers or real estate partners). We are not responsible for the privacy practices of those sites, and we encourage you to review their privacy policies.
14. Automated Decision-Making
We do not make decisions that produce significant legal effects on you based solely on automated processing or profiling, without human intervention.
15. Changes to This Policy
We may update this Privacy Policy from time to time to reflect legal, regulatory, or operational changes. We will post the current version on our website, indicating the date of the last update.
16. Contact
If you have questions, comments, or wish to exercise your rights, please contact us:
2020 Ponce de Leon Blvd, Suite 1107, Coral Gables, FL 33134, United States
Email: [email protected]
Phone: 645-247-673